Does Health Insurance Cover Mental Illness In India

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So mental health insurance is for real now and will not be excluded from your health insurance anymore.

Does health insurance cover mental illness in india. Ad Trusted International Health Network with Perfectly Tailored Plans from CignaGlobal. Over 1 million Hospitals Clinics and Physicians Worldwide. Get a Quote for India Today.

Until recently people did not find it important to cover psychological disorders under medical insurance. This act includes disorientation in thinking mood memory or perception in which the individual is not able to make judgments or complete the ordinary demands of life and also the mental conditions associated with alcohol and drug abuse. The Mental Healthcare Act 2017 which came into force in May of 2018 says that every insurer shall make provisions for medical insurance for the treatment of mental illness on the same basis as is available for treatment of physical illnesses.

Health insurance companies consider any ailment as mental illness solely according to the Mental Health Act 2017. As per the National Mental Health Survey of India for FY16 conducted by the National Institute of Mental Health and Neuro Sciences nearly 15 of Indian adults need treatment for. Does Health Insurance Cover Mental Health.

Yes health insurance in India provides coverage for mental illnesses. This act strived to provide the right mental healthcare treatment and services to individuals suffering from such illnesses. The Insurance Regulatory and Development Authority IRDAI soon began to work towards the inclusion of mental health coverage leading to the Mental Healthcare Act 2017.

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